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There are only a few methods to improve your credit score quickly, and consolidating student education loans is one of these. Lower your monthly payment. Based on your lender, you may be able to get a lower interest rate entering the consolidation loan. With that drop in interest along with discounted interest rates for on-time obligations, etc., you will likely have a lower regular payment on your own student loan. Would you use extra cash each month? What a silly question! Of program you could. Consolidating student loans will free of charge up some cash for you on a monthly basis. And I'll bet you can find a lot of uses for that extra cash! Safeguard your future. With a lesser monthly payment and extra cash each month, it should be much easier so that you can stay current on your education loan payment. Now you will not be in threat of becoming disqualified from potential Pell Grants for higher education if you need them

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